Finance the build.
Keep the capital.
Ace of Decks partners with Acorn Finance to offer project financing for outdoor living builds across Chicago’s western suburbs. Compare offers from multiple lenders through one application, so you can decide whether financing or cash makes more sense for your project.
How financing works with us
Design first, numbers first
Financing decisions are only as good as the number behind them. Because every Ace of Decks project is priced fixed from a completed 3D design, you’ll be financing a real figure, not an estimate that grows.
Apply straight from your quote
When your estimate arrives, the financing application is built into it. You apply directly from the quote rather than chasing a separate link. Through Acorn Finance, that one application returns offers from a network of lenders, so you can compare real terms side by side instead of shopping banks one at a time.
Choose what fits, or don’t
Take an offer, split the project between cash and financing, or pass entirely. We’re builders, not lenders. Our only stake is that the money conversation is as clear as the design.
Straight talk: financing a $60,000–$300,000 outdoor project is a real financial decision, and the right answer depends on your situation, not ours. We’ll give you the fixed number and the financing option; the decision stays entirely yours, and we’re equally happy building cash projects.
Financing questions, answered directly
Can I finance an outdoor living project in Illinois?
Yes. Through our partnership with Acorn Finance, clients can apply for project financing and compare offers from multiple lenders with one application. Financing is available for deck, pergola, screen, and full outdoor environment projects.
Does checking my options affect my credit?
Acorn Finance’s pre-qualification process is designed to let you see potential offers before committing to a full application. You apply directly from your estimate when it reaches you, and we’ll walk you through exactly what the process involves at that point.
Can I finance part of the project and pay cash for the rest?
Yes. Plenty of clients finance the construction phase and pay the design retainer directly, or split the build itself. We’ll structure the payment schedule around whatever mix you choose.
Does the design retainer count toward the project?
The design retainer is $3,000, and $1,500 is applied toward your build when you proceed to construction, regardless of how the build is funded.
Talk through the numbers
on a real project
Start with a free discovery call. We’ll talk scope, honest investment range, and whether financing belongs in the conversation.
Book a Discovery CallAce of Decks · Aurora, IL · (630) 354-8887 · Financing offered through Acorn Finance; all credit decisions are made by lenders, not by Ace of Decks.
