Financing | Ace of Decks LLC | Chicago Suburbs

Finance your outdoor living space — Ace of Decks Chicago suburbs

Financing

Build it now.
Pay over time.

Your outdoor living space doesn't have to wait. Through our partnership with Acorn Finance, qualified homeowners can access flexible financing — so you can start your project on your timeline, not your savings account's.

Get Started Today How It Works

Flexible Terms

Fast Approval

No Prepayment Penalty

The Process

Financing in three steps.

Acorn Finance connects you with multiple lenders in one application — so you can compare real offers without affecting your credit score.

Check Your Options

Start with a free quote — no hard credit pull. Acorn Finance shows you real loan offers from multiple lenders based on your profile. Takes about 60 seconds.

Choose Your Terms

Compare offers side by side — different loan amounts, monthly payments, and terms. Select the option that fits your budget and timeline. No obligation until you decide.

Start Your Build

Once approved and funded, we schedule your project like any other. Your outdoor space gets built on the same timeline — with the same crew, same materials, same result.

Why It Makes Sense

Your outdoor space pays dividends from day one.

Waiting to save up for a premium outdoor living space means months — sometimes years — without using it. Financing lets you lock in current pricing, start enjoying your investment immediately, and spread payments over time at a rate that works for you.

Lock in today's pricing. Material and labor costs trend upward. Starting sooner protects your project budget.
Start using it now. Summers in the Chicago suburbs are short. Every season you delay is a season you miss.
Increase home value immediately. A premium outdoor space adds resale value from the day it's finished.
Predictable monthly payments. Fixed terms make budgeting easy — no surprises.
Multiple lender options. Acorn Finance shops multiple lenders so you're not stuck with one rate.

$60K+

Projects start from

60s

To check your options

Hard credit pull to check

Same

Build quality regardless

Common Questions

Financing questions answered.

Does checking my financing options affect my credit score?+

No. Acorn Finance uses a soft credit pull to show you pre-qualified offers — this does not affect your credit score. A hard pull only occurs if you proceed with a formal loan application with a specific lender.

What loan amounts and terms are available?+

Loan amounts and terms vary based on your creditworthiness and the lenders available through Acorn Finance. Rates, amounts, and terms are determined by the lender — not by Ace of Decks. We recommend checking your options directly to see what's available for your specific project size.

Can financing cover the Design Retainer?+

Financing through Acorn Finance is typically structured around the build investment. The $3,000 Design Retainer is generally paid separately during the planning phase. Ask about your specific situation during your discovery call — we can help you think through the right approach.

How long does the approval process take?+

Acorn Finance can show pre-qualified offers in about 60 seconds. Full approval and funding timelines vary by lender — typically a few days to a week after you select an offer and complete the formal application. We factor your financing timeline into the overall project schedule.

Does it cost more to finance vs pay cash?+

The project price from Ace of Decks is the same regardless of how you pay. Interest charges are determined by your lender and loan terms. Whether financing makes financial sense depends on your interest rate, how you'd otherwise use that capital, and how much you value starting now vs waiting. We don't have a preference — we just build great outdoor spaces.

What if I'm not approved?+

If financing isn't available or doesn't work out, we're happy to discuss other approaches — phased builds, adjusted scopes, or a different project timeline. The discovery call is always a good place to start that conversation.

Get Started

Ready to move forward?
Let's talk.

Start with a free discovery call. We'll discuss your project, your timeline, and whether financing through Acorn Finance makes sense for your situation.

Free discovery call — no commitment
Check financing options in 60 seconds — no credit impact
Same premium build quality regardless of payment method
$3,000 design retainer ($1,500 applied toward your build)
Fixed project pricing — no surprise change orders

Request a Free Discovery Call

Tell us about your project — we respond within 1 business day.

Free discovery call → $150 in-person consultation → $3,000 design retainer ($1,500 applied toward your build)

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Or call: (630) 354-8887

Ace of Decks LLC offers flexible financing through Acorn Finance for custom decks, motorized louvered pergolas, retractable screens, covered patios, patio pavers, and complete outdoor living spaces throughout the Chicago suburbs — including Naperville, Hinsdale, Oak Brook, Burr Ridge, St. Charles, Geneva, Wheaton, Downers Grove, Plainfield, and Aurora in DuPage County, Kane County, and Will County, Illinois. Financing approval and rates are determined by third-party lenders through the Acorn Finance platform.